Risk disclaimer

Cryptocurrency volatility

BTCB and other cryptocurrencies can fluctuate significantly in value. A sudden drop could result in substantial losses.

No refunds

All purchases are final and non-refundable. Membership, club subscriptions and club packages cannot be refunded once purchased. Prices are set in the contract at deployment and charged in BTCB at the live Chainlink rate at the moment of purchase.

This is not a policy we chose and could change. A blockchain transaction cannot be reversed by anyone, including us.

Income is not guaranteed

What reaches you depends on your own activity and on the people in your structure. No activity below you means no level income. Nothing here promises a return, and past results do not indicate future ones.

A lapsed membership costs you

Nothing is withheld from what you earn — each share is transferred to your wallet inside the buyer's own transaction. But while your membership is expired you are skipped at payout, and that money goes to a qualified member above you. It is not held for you, and renewing later does not recover it.

Membership is required to receive

Active membership is required to receive anything. An expired membership stops all incoming shares for as long as it stays expired.

Structure risks

Your position in the structure is permanent. What you receive depends on activity beneath you, and there is no guarantee that anyone will join below you at all.

Nobody chooses a side, including the person who invited you. Anyone offering you a placement in a "stronger leg" is offering something they do not control.

Not financial advice

BtcUniverse does not provide financial, investment, legal, or tax advice. Consult qualified professionals before making financial decisions. Whether participation is permitted where you live, and what you owe in tax and reporting, is yours to determine.

By taking part, you confirm

• ·You are at least 18 years old.
• ·You understand blockchain and cryptocurrency basics.
• ·You are not using funds you cannot afford to lose.
• ·You accept all risks described in this document.